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BAC:US: 7.02 +0.57%
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It is a legal requirement that anyone giving investment advice in New Zealand provide a Disclosure Statement. The Disclosure Statement for Investment Research Group (BOP) Limited Advisers are available on request free of charge by contacting us or clicking on the links below.

The document will open a portable document format (or pdf) file in a new window (file size is approximately 100kb), or if you right click on the link and choose Save Target as ..., or Save Link as ... you will be able to download a copy and save it to your hard drive.

Click here for Primary Disclosure Statement for Jonathan York

Click here for Disclosure Statement for Andrew Parkinson

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All material on the irgbop.co.nz website is subject to copyright and may not be reproduced in any form without express permission from Investment Research Group (BOP) Limited.

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Disclaimer

Thank you for using irgbop.co.nz. Nothing on this site constitutes advice of any kind. By using this site, you are agreeing to the following:
This information is provided as a guide only. Although we believe it to be accurate, only the financial institution listed can provide you with full information. Do not sign any document without taking proper advice from a professional and competent person you trust.
You may view, copy, and print the contents of this site for your personal information only, but may not do so for any commercial purpose without explicit written consent from Investment Research Group (BOP) Limited, hereafter referred to as IRGBOP.
The coding of irgbop.co.nz web pages is considered intellectual property by IRGBOP, the publisher, and will be protected under intellectual property rights law.
All brand owners own the copyright to their brand(s).
The content format of irgbop.co.nz web pages are (c) copyrighted 2009 by IRGBOP. All rights are reserved, and content may not be duplicated, redistributed, or mirrored without the express written consent of IRGBOP, unless explicitly stated otherwise.
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Our web pages may contain digital signatures to protect our rights under the law.
We provide this free service to consumers on an 'as-is' basis without representation to accuracy or suitability for any particular purpose. IRGBOP uses its best efforts to provide reliable information. All information is either sourced from the public domain or is provided by the financial institution named, and IRGBOP is not responsible for any defects, the results of any defects of this site, or any lost profit or income or consequential damages that may result. Always contact the listed financial institution directly to confirm all information before you invest or borrow.
Only the financial institution can give you confirmed, accurate information. Do not sign any document without taking professional, competent advice from a person you trust.

We have made all reasonable efforts to keep the information on this site as accurate as possible and ensure that the availability of the site is continuous and fault-free, but we are dependent on access to public domain information, and/or co-operation of the companies listed, and there are risks - outside our control - that information may be recorded incorrectly at the site or omitted from it or that the site may not be available. Neither the publisher, IRGBOP, or anyone else engaged in providing this site or compiling information for it, accepts any liability for inaccuracies or any loss or damage which may directly or indirectly result from use of the site or any error at or omission of information from it irrespective of the cause.

We may collect and store information about the way this site is used. This may include sending a 'cookie' to your computer which identifies your computer uniquely but does not identify you. We will not collect, store or use any information about you personally except as provided by you and only to the extent necessary to provide information requested by you. If you wish to access or request correction of personal information, please contact us.

We may modify or update or change these conditions from time to time with or without notice to you. Amendments will come into effect as soon as they are posted. You are responsible for reviewing these and will be taken as accepting the then current conditions each time you choose to use the site.

This site and these conditions are governed by and to be interpreted in accordance with the laws of New Zealand. The New Zealand courts will have exclusive jurisdiction.

Terms and Conditions of Use

Email addresses provided to IRGBOP via this website for various services may be express or inferred consent under the Unsolicited Electronic Messages Act 2007, Part 1, s 4(1).

IRGBOP may send email to such users of these services about investments and other financial services that IRGBOP considers may be of interest. To unsubscribe from the IRGBOP email list you may do so on the site or email your unsubscribe request to This email address is being protected from spambots. You need JavaScript enabled to view it. This e-mail address is being protected from spambots. You need JavaScript enabled to view it   A request to unsubscribe may also be made by phoning +64 7 578 3863.

Persons registering to use the IRGBOP Discussion Area forum are required to provide a valid email address. Such persons will be deemed to have consented to receive email from IRGBOP under Part 1 Section 4 (1) by inferred consent. Such email will be confined to messages about investments, news  and other financial services that IRGBOP considers may be of interest to IRGBOP Discussion Area users.

As a user, you may unsubscribe from the email service, but in the event that you do unsubscribe, IRGBOP reserves the right, at its sole discretion, to disable and remove you from the Discussion Area forum.

No Warranty

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS - ARE PROVIDED "AS IS," "AS AVAILABLE". NEITHER IRGBOP ITS DIRECTORS OR EMPLOYEES WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

Limitation Of Liability

IN NO EVENT WILL IRGBOP ITS DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF IRGBOP OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. HYPERLINKS TO OTHER INTERNET RESOURCES ARE AT YOUR OWN RISK; THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THESE RESOURCES ARE NOT INVESTIGATED, VERIFIED, MONITORED, OR ENDORSED BY IRGBOP.

1. INVESTMENT RESEARCH GROUP (BOP) LIMITED ("IRGBOP") does not warrant or represent that the information on this website is accurate or complete or able to be relied on for any purpose.

2. Any use or non-use of the information is the responsibility of the website user or other party so using or not using same, and such party agrees to indemnify IRGBOP against any and all liability whatsoever for :

(a) any such use

(b) any such non-use

(c) the consequences of any use or non-use

3. If for any reason IRGBOP is, notwithstanding this disclaimer, held liable to the website user or any other party, the amount of any liability shall be limited to the reimbursement by IRGBOP to such party of the cost of accessing the information causing the liability. IRGBOP shall in no circumstances be liable for general, punitive, exemplary or other damages to such party.

4. The website user agrees, and shall procure any other party to whom it passes on any information gained from this website to agree, not to alter the presentation or content, reproduce, copy, retransmit, disseminate, sell, distribute, publish, broadcast, circulate, market, licence or commercially exploit the information in any manner without the express written consent of IRGBOP.

5. The website user agrees not to use the information for any illegal or immoral purposes.

6. These terms and conditions apply to any other sites and information thereon for which IRGBOP is not responsible but which may be pointed to by IRGBOP from any IRGBOP website.

7. All information on this site is copyright to Investment Research Group (BOP) Limited and/or Investment Research Group (BOP) Limited's providers, or suppliers.

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Privacy Policy for irgbop.co.nz

The privacy of our visitors to irgbop.co.nz is important to us.

At Investment Research Group (BOP) Limited, we recognize that privacy of your personal information is important. Below is information on the types of personal information we receive and collect when you use and visit irgbop.co.nz, and how we safeguard your information.  We never sell your personal information to third parties.

Personal Information

Personal information may be collected from you to facilitate orders or other transactions with us. Any personal information you send us via email, online forms or other communication is stored securely and will not be used by anyone other than authorised staff.

Like any personal information collected on this website, we will only use for information for the intended purpose, for example to process your order and ensure its safe and secure delivery.

Log Files

As with most other websites, we collect and use the data contained in log files.  The information in the log files include  your IP (internet protocol) address, your ISP (internet service provider, such as Xtra or TelstraClear), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons

We do use cookies to store information, such as your personal preferences when you visit our site.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We may also use third party advertisements on irgbop.co.nz to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed.  This is generally used for geotargeting purposes (showing Tauranga restaurant ads to someone in Tauranga, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

DoubleClick DART cookies

We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to you and your interests (”interest based targeting”).  The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Mt Maunganui, you may see Mt Maunganui hotel advertisements when viewing a non-related site, such as on a site about rugby).  DART uses “non personally identifiable information”.  It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.  You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.

Deleting cookies does not mean you are permanently opted out of any advertising program.  Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.

If you have any questions about this privacy policy, or anything else, please contact us.

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